Halal Investing, Built for North America
The only AI research platform that screens stocks across all 6 major Sharia methodologies — AAOIFI, DJIM, MSCI Islamic (Series + M-Series), FTSE Yasaar, S&P Shariah. With purification calculations.
Screen a Ticker Now See How It Works6 Sharia Standards. One Tool.
Every Islamic scholar and Sharia board uses different ratios. Quinn screens against all six so you can choose your methodology.
AAOIFI Standard 21
2 financial gates, both vs live market cap. Debt < 30%, Cash < 30%. No accounts-receivable ratio. Most common conservative threshold.
DJIM (Dow Jones Islamic)
3 gates, vs trailing 24-month avg market cap. Debt < 33%, Cash < 33%, Receivables < 33%. Industry-standard for Dow Jones Islamic indices.
MSCI Islamic (Series)
3 gates, vs total assets. Debt ≤ 33.33%, Cash ≤ 33.33%, Receivables + Cash combined ≤ 33.33%. Used by MSCI Islamic Index family.
MSCI Islamic M-Series
Same 3 gates, but vs trailing 36-month avg market cap (instead of total assets). Less volatile during market drawdowns.
FTSE Yasaar
Total-assets denominator with a 50% Real Value gate (debt + receivables + cash all individually < 33.33%).
S&P Shariah
36-month avg market cap denominator with a stricter 33% threshold. Used by S&P Shariah Index family.
3 Gates Every Stock Passes Through
Gate 1 — Sector
Excludes haram industries: banking, conventional insurance, alcohol, tobacco, gambling, cannabis, pork, adult entertainment, weapons. Quinn applies GICS classification + Quintarthai's manual override layer.
Gate 2 — Financial Ratios
Per-standard interest-bearing debt, cash + interest-bearing securities, and (in DJIM/MSCI/FTSE) accounts receivable ratios. Each standard has different denominators and thresholds.
Gate 3 — Purification
For passing tickers with ≤ 5% haram revenue: Quinn computes the purification % and tells you exactly how much of each dividend to donate to a recognized Islamic charity.
Built for the 7 Million Muslims in North America
~5M Muslim Americans + ~2M Muslim Canadians. No NA-focused AI investing tool serves this community. Quinn does.
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